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Paymish offers a simple, swift, and secure way of transferring money, paying bills, and requesting money from friends or relatives. Users can start making and accepting contact less payments to all banks simply after registering with the phone number. This online payment platform offers a mobile app and a PWA to users or agents and a dedicated mobile app to merchants.

Request for Consultation

Objective

The client contacted us to make a customized and user-friendly wallet app. In Paymish, the end-users can easily configure their wallet account using KYC verification. The client wanted to establish a link between users or customers and Paymish merchants. Features like adding an amount in the wallet using the credit card or bank accounts and making payments to Paymish merchants.

Our Solution

We integrate VTPass API for enabling users to pay utility bills. Our team of experienced developers has made online payment convenient for the users by integrating the Paystack payment gateway.

Features

User Features

Login with mobile number and password
Login with fingerprint
Configure the wallet account setup by BVN(KYC) verification
Add a bank account to withdraw an amount from the wallet
Configure transaction PIN to secure each transaction
Add money into your wallet by credit card or bank
Transfer the money from wallet or bank to friends, colleagues, and merchants
Request money from friends and colleagues
Pay a utility bill service using a wallet. Eg. Mobile recharge, Electricity bill, and TV recharge
Withdraw money from wallet to bank
Review the debit and credit of the transaction in the wallet
Connect with the support team using a support ticket for any assistance

Merchant Features

Login with mobile number and password
Configure the business details and complete KYC setup (BVN verification) for merchant account setup
Add bank account to withdraw an amount from the wallet
Configure transaction PIN to secure each transaction
See the received, paid amount, and revenue generated in the dashboard
Request money from the user or agent for their purchase
Withdraw money from wallet to bank
Review the debit and credit of the transaction in the wallet
Connect with the support team using a support ticket for any assistance

Admin Features

Login with email
See dashboard statistics e.g. no of merchants, no of users, amount of transaction, total revenue, etc.
See a list of users, merchants, and agents. Approve merchant and agent’s account
- – Filter account type, approval status & search user, agent and merchant by name, phone number.
See the list of transactions done by user, merchant, or agent
- – Filter transaction by type, date, and status.
- – See transaction details
Download the various reports and filter it with a specific date range
- – User reports
- – Agent reports
- – Merchant reports
- – Transaction reports
- – Revenue reports
Set commission for admin revenue module
Create the sub-admin and assign roles of specific modules to them